FINANCIER$ PICKS UP WHERE OTHER LENDERS LEAVE OFF!
Which means you won't have to settle for strange terms or high interest rates that don't fit your situation!

We offer Great rates & Great programs for people with great credit,
Reasonable rates & Reasonable programs for people with situations!

• We make both City and Country loans all over the state of Texas and many other states as well.
• We make loans in all size population centers.
• We do loans on city lots & on rural acreage of up to 80-100 acres.
• We do both the easy and the complex loans.
• Perfect Credit or not so perfect credit.
• 10-15-20-25-30-40 year loans
• 95%-97% loans
• Jumbo loans to $2 Million  (well actually $5,000,000 in some circumstances)
• REHAB LOANS- a rehab loan is a loan that allows you to purchase or refinance a property and remodel or otherwise improve it. You can add a barn, garage, pool, remodel, etc. No short term, high interest rate, high payment 2nd liens needed with this loan!
• Home Equity Loans
• 90% Investor loans
• SAVE $$$ -we offer Great ONE TIME CLOSE (OTC) programs! If you are thinking of building, rather than pay 2-3 sets of closing costs, our OTC program allows you to purchase the land get your interim construction loan, build and get your permanent financing with only one set of closing costs. It also leaves you in control. If a builder isn't performing, he doesn't get paid! We let you lock a 30 year fixed rate loan for 1 year while you build. Good for city or rural properties.
• Owner Builder loan programs as well!
• We even do loans on Leasehold properties like those around Corp of Engineer lakes.
• We do all the traditional types of loans, and we also do the loans of a different nature, and by that I don't mean "B" loans. I mean we are set up to also do the loans for people, property and situations that aren't cookie cutter and might require more effort on our part. Because we are willing to go this extra mile we've found that the majority of our business is repeat and referral.
• "A", "A-", & "B" loans but our claim to fame is our willingness to help people get their credit reported accurately (for free I might add) &/or their situation documented well enough so they don't have to take those expensive "B" loans.
• Even though they have all but disappeared, call us if you need a stated income or a 100% loan and you have good credit scores - we might be able to help.

But for a moment forget about all the different loan types and your situation. Just relax, take a deep breath and read.

This web site is not all about getting you to make a loan application. It is designed to give you a mortgage education. This will help you better understand your options which will teach you how to help your lender & increase the odds of a loan approval for the loan type you desire. Although, when you get through readiing we do hope you'll see that it makes $en$e to work with FINANCIER$.

Buying a home should be a fun & exciting experience!

And it can be if you know how everything works. It is hard to relax and have fun when you don't know what to do & you're scared that you don't know enough to stop someone from taking advantage of you. As with anything the better you know the rules to the game the better you can play that game and the more likely you are to win. We want to help you understand the process well enough so that you can focus on the fun side of getting a new home without having to worry if you can do What you want to do the Way you want to do it.

Learn about mortgages & the real estate process before you shop for a house or apply for a loan.

Our experience and studies show that people use the Internet mostly to gather information but prefer to do business with a Real Live Person.

Which is why we rebuilt our website to make it more of an EDUCATIONAL RESOURCE. If you are local to the Fort Worth/Dallas area we welcome the chance to talk to you in person after you view our site. If you are not quite that local we still welcome the call as we do loans all over Texas.  Probably as many outside the FW/Dallas area as in it.

We try to provide everyone with more service than they expect. We are the lender that Land Banks all over the state of Texas turn to when they can't do a loan so we are familiar with properties and procedures all over the great state of Texas.

This means that if we find we cannot help you we can "hook you up" with the best Land Bank for your situation!

Now scroll down to "enroll" in Mortgage Resources 201

Because there is so much information contained here it is doubtful you will be able to complete the whole course in one sitting and retain anything. To help make it easier stop & to pick up where you left off we have prepared an overall Site Map as a visual navigation aid to help you better see what the course entails. Look it over carefully before you begin.

As you can see the site is divided into 5 sections as defined by the different color boxes below. The center section labeled HOME is this page.

Since many real estate and mortgage concepts build upon each other, you will be better served to follow the pages in the order in which they are presented rather than randomly skipping around - no matter your past experience level.

You may navigate from this page by double clicking on the subjects you want to visit (it will stay open when you go to other pages) OR every page after this one will have a pull down menu at the top that lets you skip from one page &/or section to the next so that you don't have to keep coming back to this page, unless you want to or need to get your bearings.

The NEXT button at the bottom of each subsequent page carries you through the course in order 1-18.

Buying a home should be a fun & exciting experience!
We'll try not to intrude upon that feeling.